My name is Betty. I am a 57 year old single woman and grandmother living in rural upstate New York on a farm that was left to me by my father. I have a bunch of cows, some horses and a lot of chickens!
I'm telling you this because I want you know that if I can be successful at Internet Marketing, you can too! All you need is the determination to do it. The most important thing is to START! Once you start you will be amazed at what can happen. One thing is certain and that is if you do nothing, then nothing will happen. Once I got started many of my doubts and questions disappeared.
I was a branch manager at the local Citibank for 16 years when the banking crisis tumbled down on us. As Citibank scrambled to shore up their losses, myself and many of my long time co-workers lost our jobs. It was heart wrenching to witness many of my closest friends endure such life-changing events that we really had no control over.
Within just a few short months I had no money and nearly all my savings were gone. I had to do something...FAST!
This is such a small community that high-paying jobs are not that easy to find. I couldn't sell my house because the real estate market was in the dumps so I had no choice. I HAD to re-invent myself.
Looking back I would have to say that it wasn't such a bad thing. I make more money now than I ever did at the bank and I have the freedom of being self-employed. Geez! Back then I never thought that was possible. Sometimes things get so bad it's hard to stay positive. But I never gave up and it has paid off for me in a VERY big way.
For some reason I have always had an interest in writing. I like to tell stories and I have been told that I have a unique gift of inspiring people. That's a great thing, but that's not why I write. I write because I love doing it. I write about subjects that interest me. I write about subjects that I am passionate about and that is my advice to you. People will believe you because you are telling the truth about what you are writing and it is coming from your heart. The reader will sense your passion and knowledge and therefore be more inclined to trust you and ultimately buy your ebook.
So that is my story in a nutshell. Come visit me at Internet Marketing Grandma where I give a blow-by-blow description of how I raked in a nice chunk of cash in a short time on the Step-by-step page. I also give the links to the tools I used to grab all that cash and the books I read to make all this happen.
Thursday, July 2, 2009
Repossessed Homes - FAQs
What is an N244 Form?
Once you have taken proper legal advice, N244 form is probably the most important document you can have. The form allows you access to appear before the judge again and for a typical cost of £35 . It allows you to have an emergency hearing at any given point, even if you have anb eviction notice the following week for example. It means that you will be bale to appear before the judge to get an eviction turned down.
What Can I Do To Stop My Home Being Repossessed?
The first thing you should do is take advice. We have provided some information of where to get good advice on homes repossession. The judge has no mandate whatsoever to repossess your property and always looks after your best interests. Even if you appear without a solicitor the judge will typically try and help you as he does not want your home to be repossessed. A person whose house is repossessed can then become a burden on the state so the judge will try and avoid this and be on your side. However he is legally bound to use the legal system to seek possession of your property.
Can I Contest a Repossession Order or Eviction Order?
Yes you can contest a repossession order or eviction order. Again you will need a N244 form to get an emergency hearing before the judge. It is important to note that the judge will require some evidence as to why you are contesting. Eg. Remortgage evidence or evidence of sale of the property.
Are there companies that will buy my house and then rent it back to me to avoid repossession?
Yes there are a number of companies on the market who will buy your property and then rent it back to you. each will have different conditions but it must be noted that they are mercenary companies and typically will not pay more than between 65% and 80% of the value of your property. We would usually advise selling on the open market instead, but depending on how fast you need to act and if you want to stay in the property renting your house back from one of these companies can be an option.
How quickly can a repossession be stopped?
A repossession can be stopped merely by paying all the arrears on the account in full. This will stop an eviction process immediately even if you are at the court stage.
Can I sell my home to avoid it being repossessed?
A home can be sold at any point to any interested parties, even after it has been repossessed provided it hasn't already been resold.
For further information on property repossession, visit Repossessed Homes
Once you have taken proper legal advice, N244 form is probably the most important document you can have. The form allows you access to appear before the judge again and for a typical cost of £35 . It allows you to have an emergency hearing at any given point, even if you have anb eviction notice the following week for example. It means that you will be bale to appear before the judge to get an eviction turned down.
What Can I Do To Stop My Home Being Repossessed?
The first thing you should do is take advice. We have provided some information of where to get good advice on homes repossession. The judge has no mandate whatsoever to repossess your property and always looks after your best interests. Even if you appear without a solicitor the judge will typically try and help you as he does not want your home to be repossessed. A person whose house is repossessed can then become a burden on the state so the judge will try and avoid this and be on your side. However he is legally bound to use the legal system to seek possession of your property.
Can I Contest a Repossession Order or Eviction Order?
Yes you can contest a repossession order or eviction order. Again you will need a N244 form to get an emergency hearing before the judge. It is important to note that the judge will require some evidence as to why you are contesting. Eg. Remortgage evidence or evidence of sale of the property.
Are there companies that will buy my house and then rent it back to me to avoid repossession?
Yes there are a number of companies on the market who will buy your property and then rent it back to you. each will have different conditions but it must be noted that they are mercenary companies and typically will not pay more than between 65% and 80% of the value of your property. We would usually advise selling on the open market instead, but depending on how fast you need to act and if you want to stay in the property renting your house back from one of these companies can be an option.
How quickly can a repossession be stopped?
A repossession can be stopped merely by paying all the arrears on the account in full. This will stop an eviction process immediately even if you are at the court stage.
Can I sell my home to avoid it being repossessed?
A home can be sold at any point to any interested parties, even after it has been repossessed provided it hasn't already been resold.
For further information on property repossession, visit Repossessed Homes
How I Was Able To Sell My Fort Worth Texas House Fast!
How I Was Able To Sell My Fort Worth Texas House Fast!
The house purchase came as a single man looking for an investment. After getting married, we lived in the house in Fort Worth until I was transferred to Florida for work. Wanting to keep my investment I decided to rent the house out for the extra income knowing that the house would be paid off in another 11 years as the original note was for 15 years. The first tenants moved out and repairs were made in hopes of finding new tenants. My wife's parents said they would like to rent the house so we let them move in to it.
Things were fine for a while as the rent was paid on time each month. Then the rent began to come in late, then not at all. My wife tried calling and talking to them. After a while the conversations became angry with my wife's family screaming at her over the phone. We continued to make the house payments until our savings were exhausted. It was a delicate situation the prospect of evicting my in-laws. Before I knew it we were six months behind on payments. This house was becoming a nightmare. I needed to sell my Fort Worth Texas house fast so I wouldn't lose it to foreclosure.
At this point my in-laws knew that I was planning to sell the house but they were still living there for free so they had no immediate complaints. After calling a few investment companies I found through various methods, a couple of them called me back. We set up a time for them to go and see the house. Once they had seen the property they informed me that there were many adults living in the house and it was in terrible condition. We learned that my wife's siblings had moved in along with some of their friends. People were even living in the shop building in the back that had no bathroom or kitchen. As we suspected, it appeared that they were using drugs as well.
No one that saw the house was willing to help. Then we got a letter from YourTexasHomeBuyers.com. They claimed that they could buy our Fort Worth Texas house fast. We filled out a information sheet online and John Pribble called us. We informed him of all that we knew and he said he could possibly help. After he viewed the property he confirmed that many people occupied the property, none of which seemed to have jobs, and that the house was in poor condition. But, he did have interest in the house. At this point I asked him if it would be possible to sell the house without me having to evict my in-laws. To my surprise the answer was yes!
They were extremely professional and handled everything long distance via email, phone, and fax. They handled all issues with the title company and we closed on the house quickly. Perhaps most importantly they helped me by handling the delicate situation of having to evict my in-laws.
I later checked back with them to see how everything went and to thank them again. John informed me that my in-laws stayed until the constable showed up to remove them from the premises and that they had stolen all the copper plumbing and most of the wiring out of the house. I'm so glad I contacted them and got this trying situation behind me.
The house purchase came as a single man looking for an investment. After getting married, we lived in the house in Fort Worth until I was transferred to Florida for work. Wanting to keep my investment I decided to rent the house out for the extra income knowing that the house would be paid off in another 11 years as the original note was for 15 years. The first tenants moved out and repairs were made in hopes of finding new tenants. My wife's parents said they would like to rent the house so we let them move in to it.
Things were fine for a while as the rent was paid on time each month. Then the rent began to come in late, then not at all. My wife tried calling and talking to them. After a while the conversations became angry with my wife's family screaming at her over the phone. We continued to make the house payments until our savings were exhausted. It was a delicate situation the prospect of evicting my in-laws. Before I knew it we were six months behind on payments. This house was becoming a nightmare. I needed to sell my Fort Worth Texas house fast so I wouldn't lose it to foreclosure.
At this point my in-laws knew that I was planning to sell the house but they were still living there for free so they had no immediate complaints. After calling a few investment companies I found through various methods, a couple of them called me back. We set up a time for them to go and see the house. Once they had seen the property they informed me that there were many adults living in the house and it was in terrible condition. We learned that my wife's siblings had moved in along with some of their friends. People were even living in the shop building in the back that had no bathroom or kitchen. As we suspected, it appeared that they were using drugs as well.
No one that saw the house was willing to help. Then we got a letter from YourTexasHomeBuyers.com. They claimed that they could buy our Fort Worth Texas house fast. We filled out a information sheet online and John Pribble called us. We informed him of all that we knew and he said he could possibly help. After he viewed the property he confirmed that many people occupied the property, none of which seemed to have jobs, and that the house was in poor condition. But, he did have interest in the house. At this point I asked him if it would be possible to sell the house without me having to evict my in-laws. To my surprise the answer was yes!
They were extremely professional and handled everything long distance via email, phone, and fax. They handled all issues with the title company and we closed on the house quickly. Perhaps most importantly they helped me by handling the delicate situation of having to evict my in-laws.
I later checked back with them to see how everything went and to thank them again. John informed me that my in-laws stayed until the constable showed up to remove them from the premises and that they had stolen all the copper plumbing and most of the wiring out of the house. I'm so glad I contacted them and got this trying situation behind me.
Saturday, June 27, 2009
How can I sell my house fast?
If you’re asking, how can I sell my house fast, you’ve come to the right place. Here are some great ways to sell your house fast!
Clean and clear – The house needs to be extremely clean and clear of clutter. New paint, new flooring, and new appliances can help to create a great feel to the house. Also, curb appeal is very important so exterior paint and landscaping. You may consider updating your front door to improve your buyer’s first impression. A great smelling house will make it more attractive to buyers as well.
Home staging – One of the most economical thing to do is hire a professional home stager. For less than your next mortgage payment, you could have your home professionally staged and start seeing offers within days. A professional home stager looks at the entire property….from the curb to the interior. They will address all areas….first impression, flow, lighting, cleanliness and smell. Avoid
Below market value – Determine the market value for your home and what other houses are selling for in your area. If you are able to price your home 10% below other recent sales, it is likely to generate a buzz from buyers.
Offer incentives – Offer a trip to Hawaii, a flat screen TV, anything that will help you house stand out from the rest on the market. You need to sell your house fast, give your buyer an incentive to purchase your house and stop looking at the rest.
Clean and clear – The house needs to be extremely clean and clear of clutter. New paint, new flooring, and new appliances can help to create a great feel to the house. Also, curb appeal is very important so exterior paint and landscaping. You may consider updating your front door to improve your buyer’s first impression. A great smelling house will make it more attractive to buyers as well.
Home staging – One of the most economical thing to do is hire a professional home stager. For less than your next mortgage payment, you could have your home professionally staged and start seeing offers within days. A professional home stager looks at the entire property….from the curb to the interior. They will address all areas….first impression, flow, lighting, cleanliness and smell. Avoid
Below market value – Determine the market value for your home and what other houses are selling for in your area. If you are able to price your home 10% below other recent sales, it is likely to generate a buzz from buyers.
Offer incentives – Offer a trip to Hawaii, a flat screen TV, anything that will help you house stand out from the rest on the market. You need to sell your house fast, give your buyer an incentive to purchase your house and stop looking at the rest.
Sell My House FAST In Hattiesburg Mississippi – Creative Ways To Sell Your Home in Hattiesburg MS
There are a multitude of reasons a Hattiesburg homeowner needs to sell their home fast. Behind on payments, a looming foreclosure, divorce, down sizing, a recent death, two mortgage payments, house needs repairs, house is listed with a realtor and won’t sell – these are all problems homeowners are facing in today’s competitive selling market. And with the current state of the economy it’s even more difficult to sell your house here in Hattiesburg Mississippi. Many home sellers are asking themselves, “How can I sell my home in Hattiesburg, MS”. No matter the situation, if you want to sell your house in Hattiesburg fast, keep reading.
While Mississippi is more insulated from the current recession than the rest of the country, the Hattiesburg housing market, like most in the country, has slowed considerably and economic data show it is probably going to get worse before it gets better. Mississippi foreclosures are at an all time high. It’s becoming more and more of a challenge to get rid of burdensome homes. And if you can find a buyer, it’s more difficult for them to find financing because of the credit and mortgage disaster. Where houses were selling in days or weeks, they are now sitting on the market for months and months and months. Many are not receiving any offers at all.
So what do you do? You’re still wondering “How do I sell my house fast?”
You get creative! If you do the same thing everyone else is doing, then you’ll probably get the same results — NOTHING.
Here are three creative solutions that can help you sell your home fast in the Hattiesburg Mississippi area.
Sell with seller financing
Essentially you become the bank and take payments for your equity over time. Instead of the buyer getting a loan, which has become nearly impossible these days because of tightening lending standards, you’re the lender. The buyer makes payments to you, with interest. This is often hard for sellers to wrap their minds around, but in today’s market, you MUST think outside the box in order to sell your house. Think about those who may have money, but a traditional lender wont approve them. You’re their savior and they’re yours. So what’s the catch? Well if the buyer stops making the payments you could get the house back. But what options do you have at this point? Simply screen correctly and you’ll be fine. You’ll be fully protected by a hard asset (a house), not just a non-performing piece of paper. The lenders who went under can tell you all about non-performing loans that didn’t have b security. In case you’ve been under a rock, they’re no longer around.
Lease the house
A second solution is to lease instead of selling your home, and wait for the market to turn, or offer it to your prospective tenants as a lease with an option to buy sometime in the future when they are able. Because of the tough housing market right now, the pool of quality renters is expanding because of the tightened lending standards. Those who were once homeowners now have to rent, which could be an opportunity for you. And if the rent doesn’t cover the mortgage payments? You’ll have to weigh the loss against sitting on the house for a long period of time. Leasing or leasing with an option to purchase can be a difficult decision.
Seek out a professional investor
A third option is to locate a professional investor who specializes in solving creative real estate problems. These are usually honest real estate investors who have been buying houses for a number of years and are able to navigate their way this turbulent and chaotic market because of their skill and experience incoming up with out-of-the-box solutions for buying houses in difficult situations. Often these are the We Buy Houses, I Buy Houses, We Buy Ugly Houses folks. They can pay all cash, pay some cash with terms, take over payments, lease-purchase your home, or come up with a custom solution that fits your unique selling situation. They usually buy the house as-is with no contingencies or repairs and they even handle all the paperwork. And they don’t charge any fees or commissions.
Of all these solutions, if you don’t want to deal with all the hassles, the investor will. Investors are professionals and usually have a financial interest to make sure everything is handled, otherwise they won’t make any money - now or in the future.
Whether you decide to try to give it a go on your own or seek the help of a professional investor, DO SOMETHING! Your piece of mind is at stake. If you’re sick and tired of waiting for your house to sell in the Hattiesburg area, maybe examining some other options is a good idea.
If working with a professional ‘We Buy Houses’ investor makes sense to you, visit www.MSHomeSolutions.com and fill out our confidential questionnaire and tell us about your home and situation and one of our Hattiesburg investors will contact you about buying your house. There’s no obligation and if we can find a solution that works for you, then you’ll have a smooth transaction, a fast close, and relief from your current stress. We work in Hattiesburg, Oak Grove, Purvis, Petal, Sumrall and throughout Mississippi and the Pinebelt.
While Mississippi is more insulated from the current recession than the rest of the country, the Hattiesburg housing market, like most in the country, has slowed considerably and economic data show it is probably going to get worse before it gets better. Mississippi foreclosures are at an all time high. It’s becoming more and more of a challenge to get rid of burdensome homes. And if you can find a buyer, it’s more difficult for them to find financing because of the credit and mortgage disaster. Where houses were selling in days or weeks, they are now sitting on the market for months and months and months. Many are not receiving any offers at all.
So what do you do? You’re still wondering “How do I sell my house fast?”
You get creative! If you do the same thing everyone else is doing, then you’ll probably get the same results — NOTHING.
Here are three creative solutions that can help you sell your home fast in the Hattiesburg Mississippi area.
Sell with seller financing
Essentially you become the bank and take payments for your equity over time. Instead of the buyer getting a loan, which has become nearly impossible these days because of tightening lending standards, you’re the lender. The buyer makes payments to you, with interest. This is often hard for sellers to wrap their minds around, but in today’s market, you MUST think outside the box in order to sell your house. Think about those who may have money, but a traditional lender wont approve them. You’re their savior and they’re yours. So what’s the catch? Well if the buyer stops making the payments you could get the house back. But what options do you have at this point? Simply screen correctly and you’ll be fine. You’ll be fully protected by a hard asset (a house), not just a non-performing piece of paper. The lenders who went under can tell you all about non-performing loans that didn’t have b security. In case you’ve been under a rock, they’re no longer around.
Lease the house
A second solution is to lease instead of selling your home, and wait for the market to turn, or offer it to your prospective tenants as a lease with an option to buy sometime in the future when they are able. Because of the tough housing market right now, the pool of quality renters is expanding because of the tightened lending standards. Those who were once homeowners now have to rent, which could be an opportunity for you. And if the rent doesn’t cover the mortgage payments? You’ll have to weigh the loss against sitting on the house for a long period of time. Leasing or leasing with an option to purchase can be a difficult decision.
Seek out a professional investor
A third option is to locate a professional investor who specializes in solving creative real estate problems. These are usually honest real estate investors who have been buying houses for a number of years and are able to navigate their way this turbulent and chaotic market because of their skill and experience incoming up with out-of-the-box solutions for buying houses in difficult situations. Often these are the We Buy Houses, I Buy Houses, We Buy Ugly Houses folks. They can pay all cash, pay some cash with terms, take over payments, lease-purchase your home, or come up with a custom solution that fits your unique selling situation. They usually buy the house as-is with no contingencies or repairs and they even handle all the paperwork. And they don’t charge any fees or commissions.
Of all these solutions, if you don’t want to deal with all the hassles, the investor will. Investors are professionals and usually have a financial interest to make sure everything is handled, otherwise they won’t make any money - now or in the future.
Whether you decide to try to give it a go on your own or seek the help of a professional investor, DO SOMETHING! Your piece of mind is at stake. If you’re sick and tired of waiting for your house to sell in the Hattiesburg area, maybe examining some other options is a good idea.
If working with a professional ‘We Buy Houses’ investor makes sense to you, visit www.MSHomeSolutions.com and fill out our confidential questionnaire and tell us about your home and situation and one of our Hattiesburg investors will contact you about buying your house. There’s no obligation and if we can find a solution that works for you, then you’ll have a smooth transaction, a fast close, and relief from your current stress. We work in Hattiesburg, Oak Grove, Purvis, Petal, Sumrall and throughout Mississippi and the Pinebelt.
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